[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ibf-cz.cz\/pomocnou-ruku-hledejte-tam-kde-vam-rozumi\/#Article","mainEntityOfPage":"https:\/\/www.ibf-cz.cz\/pomocnou-ruku-hledejte-tam-kde-vam-rozumi\/","headline":"Pomocnou ruku hledejte tam, kde v\u00e1m rozum\u00ed","name":"Pomocnou ruku hledejte tam, kde v\u00e1m rozum\u00ed","description":"Zn\u00e1t star\u00e1 \u010desk\u00e1 p\u0159\u00edslov\u00ed se vypl\u00e1c\u00ed. T\u0159eba kdy\u017e m\u00e1te na pam\u011bti, \u017ee nen\u00ed v\u0161echno zlato, co se t\u0159pyt\u00ed. Toto pou\u010den\u00ed m\u016f\u017eete v \u017eivot\u011b uplat\u0148ovat pom\u011brn\u011b \u010dasto a hod\u00ed se i v situaci, kdy si pot\u0159ebujete p\u016fj\u010dit pen\u00edze. Na mnoho lid\u00ed toti\u017e v takov\u00e9m okam\u017eiku zap\u016fsob\u00ed pozl\u00e1tko honosn\u00fdch bankovn\u00edch dom\u016f s v\u00fdstavn\u00edmi v\u00fdlohami a jejich prvn\u00ed […]","datePublished":"2018-01-29","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.ibf-cz.cz\/author\/#Person","name":"","url":"https:\/\/www.ibf-cz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70b0b0c6ef7dca5d65c935edece415df3e99a7281ef835a281ae62fb4236351b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70b0b0c6ef7dca5d65c935edece415df3e99a7281ef835a281ae62fb4236351b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ibf-cz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ibf-cz.cz\/wp-content\/uploads\/img_a311548_w2559_t1522314656.jpg","url":"https:\/\/www.ibf-cz.cz\/wp-content\/uploads\/img_a311548_w2559_t1522314656.jpg","height":0,"width":0},"url":"https:\/\/www.ibf-cz.cz\/pomocnou-ruku-hledejte-tam-kde-vam-rozumi\/","about":["Ekonomika"],"wordCount":449,"articleBody":"        Zn\u00e1t star\u00e1 \u010desk\u00e1 p\u0159\u00edslov\u00ed se vypl\u00e1c\u00ed. T\u0159eba kdy\u017e m\u00e1te na pam\u011bti, \u017ee nen\u00ed v\u0161echno zlato, co se t\u0159pyt\u00ed. Toto pou\u010den\u00ed m\u016f\u017eete v \u017eivot\u011b uplat\u0148ovat pom\u011brn\u011b \u010dasto a hod\u00ed se i v situaci, kdy si pot\u0159ebujete p\u016fj\u010dit pen\u00edze. Na mnoho lid\u00ed toti\u017e v takov\u00e9m okam\u017eiku zap\u016fsob\u00ed pozl\u00e1tko honosn\u00fdch bankovn\u00edch dom\u016f s v\u00fdstavn\u00edmi v\u00fdlohami a jejich prvn\u00ed volbou b\u00fdv\u00e1 po\u017e\u00e1dat o hypot\u00e9ku pr\u00e1v\u011b zde. Tak\u017ee se nechaj\u00ed nachytat, a pot\u00e9 odch\u00e1zej\u00ed se zklam\u00e1n\u00edm. Bankovn\u00ed domy jsou tak honosn\u00e9 a v\u00fdstavn\u00ed pr\u00e1v\u011b kv\u016fli tomu, \u017ee maj\u00ed a\u017e p\u0159\u00edli\u0161 p\u0159\u00edsn\u00fd metr na klienty, kter\u00fdm sv\u00e9 pen\u00edze sv\u011b\u0159\u00ed. Vlastn\u011b p\u016fj\u010duj\u00ed p\u0159edev\u0161\u00edm jen t\u011bm, kte\u0159\u00ed jsou u\u017e tak dost bohat\u00ed a p\u016fj\u010dit si pot\u0159ebuj\u00ed jen proto, aby d\u00e1le roz\u0161\u00ed\u0159ili sv\u00e9 jm\u011bn\u00ed. Jsou to lid\u00e9 s vysok\u00fdmi p\u0159\u00edjmy, s dobr\u00fdm finan\u010dn\u00edm z\u00e1zem\u00edm, zkr\u00e1tka v ide\u00e1ln\u00ed finan\u010dn\u00ed kondici. Probl\u00e9m je v\u0161ak v tom, \u017ee pr\u00e1v\u011b tito lid\u00e9 nejsou typick\u00fdmi ob\u010dany, kte\u0159\u00ed pen\u00edze skute\u010dn\u011b pot\u0159ebuj\u00ed. Tuto v\u011bt\u0161inu b\u011b\u017en\u00fdch lid\u00ed pak banka ozna\u010duje za rizikov\u00e9. Jsou to ti, kte\u0159\u00ed maj\u00ed z d\u0159\u00edv\u011bj\u0161ka t\u0159eba n\u011bjak\u00fd z\u00e1znam v registru, ti, kte\u0159\u00ed m\u011bli n\u011bkdy v minulosti probl\u00e9m se spl\u00e1cen\u00edm sv\u00fdch z\u00e1vazk\u016f anebo ti, kte\u0159\u00ed maj\u00ed ni\u017e\u0161\u00ed p\u0159\u00edjmy, vy\u0161\u0161\u00ed v\u011bk, a nem\u00e1lo z\u00e1vazk\u016f. Jen\u017ee takov\u00fdch lid\u00ed jsou tady tis\u00edce, a jsou to pr\u00e1v\u011b ti, kte\u0159\u00ed ve skute\u010dnosti p\u016fj\u010dku nejv\u00edce pot\u0159ebuj\u00ed pr\u00e1v\u011b kv\u016fli tomu, aby mohli spojen\u011b \u017e\u00edt. A v\u0161ichni tito lid\u00e9 se budou m\u00edt mnohem l\u00e9pe, kdy\u017e p\u016fjdou o svou p\u016fj\u010dku po\u017e\u00e1dat do nebankovn\u00ed spole\u010dnosti. Nebankovn\u00ed spole\u010dnosti sice nes\u00eddl\u00ed ve v\u00fdstavn\u00edch domech, nejsou tolik vid\u011bt, ale o to v\u00edce vych\u00e1zej\u00ed sv\u00fdm klient\u016fm vst\u0159\u00edc. Jejich nebankovn\u00ed hypot\u00e9ka je p\u0159ipravena tak, aby odr\u00e1\u017eela pot\u0159eby b\u011b\u017en\u00fdch lid\u00ed, a to i t\u011bch, kte\u0159\u00ed t\u0159eba maj\u00ed z minulosti n\u011bjak\u00fd z\u00e1znam v registru dlu\u017en\u00edk\u016f, proto\u017ee i to jsou lid\u00e9, kter\u00fdm je pot\u0159eba pomoci, aby mohli dob\u0159e \u017e\u00edt. Tak\u017ee se vyplat\u00ed vsadit sp\u00ed\u0161e na to, jak\u00e1 dan\u00e1 bankovn\u00ed \u010di nebankovn\u00ed spole\u010dnost je, a ne na to, jak se tv\u00e1\u0159\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pomocnou ruku hledejte tam, kde v\u00e1m rozum\u00ed","item":"https:\/\/www.ibf-cz.cz\/pomocnou-ruku-hledejte-tam-kde-vam-rozumi\/#breadcrumbitem"}]}]