[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ibf-cz.cz\/proc-vsadit-na-nebankovni-hypoteku\/#Article","mainEntityOfPage":"https:\/\/www.ibf-cz.cz\/proc-vsadit-na-nebankovni-hypoteku\/","headline":"Pro\u010d vsadit na nebankovn\u00ed hypot\u00e9ku?","name":"Pro\u010d vsadit na nebankovn\u00ed hypot\u00e9ku?","description":"Splnit si sen o vlastn\u00edm bydlen\u00ed chce t\u00e9m\u011b\u0159 ka\u017ed\u00fd z n\u00e1s. Jen m\u00e1lokdo ale dok\u00e1\u017ee tento sen zafinancovat z vlastn\u00edch prost\u0159edk\u016f. Cest\u011b do banky se tedy vyhne jen m\u00e1lokdo. Jen\u017ee bankovn\u00ed instituce jsou v p\u0159\u00edpad\u011b \u00fav\u011brov\u00fdch produkt\u016f velmi p\u0159\u00edsn\u00ed a jeden, by\u0165 nepatrn\u00fd, proh\u0159e\u0161ek m\u016f\u017ee v\u00e9st k zam\u00edtnut\u00ed cel\u00e9 \u017e\u00e1dosti. I z tohoto d\u016fvodu st\u00e1le […]","datePublished":"2021-03-16","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.ibf-cz.cz\/author\/#Person","name":"","url":"https:\/\/www.ibf-cz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70b0b0c6ef7dca5d65c935edece415df3e99a7281ef835a281ae62fb4236351b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70b0b0c6ef7dca5d65c935edece415df3e99a7281ef835a281ae62fb4236351b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ibf-cz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ibf-cz.cz\/wp-content\/uploads\/p%C5%99es%C3%BDpac%C3%AD%20hodiny_2.jpg","url":"https:\/\/www.ibf-cz.cz\/wp-content\/uploads\/p%C5%99es%C3%BDpac%C3%AD%20hodiny_2.jpg","height":0,"width":0},"url":"https:\/\/www.ibf-cz.cz\/proc-vsadit-na-nebankovni-hypoteku\/","about":["Online"],"wordCount":391,"articleBody":"       Splnit si sen o vlastn\u00edm bydlen\u00ed chce t\u00e9m\u011b\u0159 ka\u017ed\u00fd z n\u00e1s. Jen m\u00e1lokdo ale dok\u00e1\u017ee tento sen zafinancovat z vlastn\u00edch prost\u0159edk\u016f. Cest\u011b do banky se tedy vyhne jen m\u00e1lokdo. Jen\u017ee bankovn\u00ed instituce jsou v p\u0159\u00edpad\u011b \u00fav\u011brov\u00fdch produkt\u016f velmi p\u0159\u00edsn\u00ed a jeden, by\u0165 nepatrn\u00fd, proh\u0159e\u0161ek m\u016f\u017ee v\u00e9st k zam\u00edtnut\u00ed cel\u00e9 \u017e\u00e1dosti. I z tohoto d\u016fvodu st\u00e1le v\u00edce lid\u00ed d\u00e1v\u00e1 p\u0159ednost nebankovn\u00edm instituc\u00edm, kter\u00e9 jsou v tomto ohledu o pozn\u00e1n\u00ed benevolentn\u011bj\u0161\u00ed. \u010cekac\u00ed lh\u016ftyI kdy\u017e bankovn\u00ed instituce neust\u00e1le modernizuj\u00ed sv\u00e9 slu\u017eby a \u0159adu v\u011bc\u00ed u\u017e m\u016f\u017ee klient vy\u0159\u00eddit i online, pro p\u016fj\u010dku je\u0161t\u011b ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f mus\u00ed stejn\u011b na pobo\u010dku. Banky nav\u00edc ke ka\u017ed\u00e9mu \u017eadateli p\u0159istupuj\u00ed individu\u00e1ln\u011b, cel\u00fd proces je tak zdlouhav\u00fd a s nejasn\u00fdm v\u00fdsledkem. Podm\u00ednky pro z\u00edsk\u00e1n\u00ed \u00fav\u011brov\u00fdch produkt\u016f se ka\u017ed\u00fdm rokem zp\u0159\u00eds\u0148uj\u00ed a zvy\u0161uje se tak i procento lid\u00ed, kter\u00fd na \u00fav\u011br v\u016fbec nedos\u00e1hnou.Nebankovn\u00ed p\u016fj\u010dku dnes u\u017e leckde vy\u0159\u00edd\u00edte online. Sta\u010d\u00ed k tomu jen oskenovat pot\u0159ebn\u00e9 dokumenty, vyplnit a odeslat \u017e\u00e1dost. V\u0161e je rychl\u00e9, snadn\u00e9 a v pohodl\u00ed domova. Nebankovn\u00ed instituce v\u011bt\u0161inou pracuj\u00ed s automatick\u00fdm schvalovac\u00edm procesem, kter\u00fd dok\u00e1\u017ee \u017e\u00e1dost vyhodnotit do p\u00e1r minut. Da\u0148 z rychl\u00e9ho vy\u0159\u00edzen\u00ed je v\u0161ak vy\u0161\u0161\u00ed \u00famrtnost \u017eadatel\u016f. M\u011bs\u00ed\u010dn\u00ed bilance p\u0159\u00edjm\u016f a v\u00fddaj\u016fBilance \u017eadatele je pro \u0159adu bankovn\u00edch spole\u010dnost\u00ed kl\u00ed\u010dov\u00e1. Je to pochopiteln\u00e9, jak chce \u017eadatel spl\u00e1cet \u00fav\u011br, kdy\u017e mu na spl\u00e1tky v napnut\u00e9m rozpo\u010dtu u\u017e nezb\u00fdv\u00e1. Najde se cel\u00e1 \u0159ada lid\u00ed, kte\u0159\u00ed nejednaj\u00ed p\u0159\u00edli\u0161 racion\u00e1ln\u011b a pro \u00fav\u011br si stejn\u011b zajdou. Nebankovn\u00ed instituce v\u0161ak m\u011bs\u00ed\u010dn\u00ed bilanci mnohdy v\u016fbec ne\u0159e\u0161\u00ed. Je na pov\u00e1\u017eenou, zda je tomu dob\u0159e, \u010di nikoliv. V p\u0159\u00edpad\u011b finan\u010dn\u00ed nouze nebo ne\u010dekan\u00fdch v\u00fddaj\u016f, p\u0159edstavuje ale nebankovn\u00ed p\u016fj\u010dka vcelku snadn\u00e9 \u0159e\u0161en\u00ed. Americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu https:\/\/www.fahd.cz\/hypoteka-bez-dolozeni-prijmu\/ je to koneckonc\u016f jasn\u00fdm d\u016fkazem.                                                                                                                                                                                                                                                                                                                                                                                           4.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d vsadit na nebankovn\u00ed hypot\u00e9ku?","item":"https:\/\/www.ibf-cz.cz\/proc-vsadit-na-nebankovni-hypoteku\/#breadcrumbitem"}]}]